General Liability
The essential layer of protection for nearly any business. It covers bodily injury, property damage and related legal costs — whether a customer slips at your location or your work causes damage on someone else's property.
Commercial Property & Equipment
Fire, theft, weather — if your equipment, inventory or workspace is damaged, can you take the hit? Commercial property coverage protects the physical things your business depends on so a bad day doesn't become your last day.
Professional & Errors Liability
Also known as E&O insurance, this protects consultants, designers, accountants and other professionals against claims that your advice or service caused a client a loss. One lawsuit can cost more than decades of premiums — this coverage keeps you in business to fight it.
Workers' Compensation
Required in most states once you have employees, workers' comp covers medical costs and lost wages when someone is hurt on the job. It also protects you from being personally sued over workplace injuries.
Industries we know well
- Auto repair & garage shops
- Contractors & builders
- Restaurants & hospitality
- Retail & storefronts
- IT & consulting firms
- Trucking & delivery fleets
Coverage that grows with you
As your team and revenue grow, your risks change. We review your commercial package annually — at no extra cost — and adjust limits, add endorsements, and shop renewal pricing so you're never paying for yesterday's version of your business.